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Structured correctly, rent to own houses enable buyers to invest in their homes by turning lease payments into equity ownership.

The concept is not new, but it has increased in popularity recently. Buyers and sellers have been structuring rent to own transactions for decades. However, recent changes to lending standards have made it challenging for many aspiring homeowners to secure a traditional loan, and rent to own has become a popular alternative.

Potential buyers have historically included the following: (a) Renters who want to improve their financial profile (i.e. save more money and restore any credit problems) over the course of a lease in order to obtain an affordable mortgage at the end of the lease (b) Renters who are presently unable to qualify for suitable mortgage rates due to credit issues (c) Families who want to try out a home, neighborhood, or school district before committing to it long-term (d) Renters who are tired of renting and want to take positive steps towards home ownership (e) Real estate investors.

You get access to the Rent2OwnUSA.com Membership website, which is only available if you become a member. Using this members-only website, you can search our exclusive database of rent to own and owner financed listings, as well as for sale by owner and rental listings that MAY be available on a rent to own basis. You also get a rent to own tutorial and wizard that helps you in your rent to own search. In summary, you get the nation's best and most complete resource for rent to own real estate.

We offer the most complete rent to own and owner finance database in the industry. But remember that these homes are 'hidden treasures' that are not available everywhere, so you need to search many areas to find that special home. We also update our database very frequently so while you may not find a home in your area today, there's a chance that one may become available shortly after that.

We charge a $1.00 fee to activate your account, which will provide unlimited access for 7 dayss. You may decide to continue access after the 7 dayss, in which case the monthly fee of $49.60 will be automatically charged to your credit card each month . If you don't want to be charged that amount, simply cancel at anytime and no further charges will ever apply.

No, you will not be required to. The monthly fee will apply ONLY if you decide to continue past the trial period by not cancelling during the trial period. If you cancel prior to the trial period ending, the only fee you pay is $1.00.

Cancelling is easy and hassle-free. You may cancel your subscription via email at support@rent2ownusa.com, online using our contact form, or by calling us at (800) 533-7740.

We cannot promise that, since a lot depends on what you do and the availability of listings in your specific area. But we can promise that we give you the best chance of finding a new dream home that you can rent to own, by providing the most comprehensive list of rent to own homes nationwide, as well as tools and information to help you get your new home. In fact, we have many clients who are new home owners, by finding a home they can rent to own, some within the first week of signing up!

Lease option transactions are also known as rent to own, or rent to buy transactions. In a lease option, the landlord-seller leases the home to the tenant-buyer and the tenant-buyer has the option to purchase the home for a pre-determined price at any point prior to the end of the lease. The main components of a lease option transaction are the lease term, the purchase price, the down payment, and the rent credit. Lease purchase transactions are similar to lease options; however, rather than granting the tenant-buyer the option to purchase the home, lease purchases contractually obligate the tenant-buyer to purchase the home. Owner financing agreements and land contracts have similar payment schedules to that of lease options and lease purchases; however, these agreements enable the buyer to purchase the home and obtain title at the beginning of the transaction. The seller, instead of receiving a large cash payment at the time of purchase, as he/she would in a conventional sale, serves as a lender for the remainder of the agreement, and collects monthly financing payments from the buyer. When the owner financing agreement or land contract expires, the buyer obtains third-party mortgage financing and fully repays the seller loan.

Our business address is NSR Data Corp
3835 E Thousand Oaks Blvd, R-291
Westlake Village, CA 91362.

Our Customer Support Department is available to assist you Monday–Friday, 5 AM–6 PM PT and Saturday–Sunday, 7 AM–3:30 PM PT. We can be reached by email or by phone. Our toll-free phone number is (800) 533-7740.